Self-Help Articles - American Credit Foundation

Self-Help Articles

Below you’ll find helpful information on everything financial, from finding you first apartment to making your first million.


Sidestep Hidden Credit Card Fees With These Tips

As much as Americans love to use credit cards – we have nearly $1 trillion in credit card debt to prove it…
Read more…


What To Do When You’Ve Blown Your Budget

Even when you’ve got a carefully planned budget in place, life happens. All it takes is one unexpected expense…
Read more…


A Low Credit Score Could Mean Higher Bills

The more you learn about your finances, the more you’ll discover many aspects of them are intertwined…
Read more…


A Guide To Storing Important Documents

In some ways, the story of our life is told on paper. Birth, marriage, purchases, travels, finances, insurance policies…
Read more…


Don’T Let Debt Push You To Desperate Financial Measures

For some of us, loads of debt equal desperation. The endless bills, the ever-growing balances, the mounting interest…
Read more…


Consider A Financial Detox For Healthier Money Management

Unless you’ve been living under a rock in a cave on the far side of Antarctica, you’ve likely heard of a cleanse…
Read more…


Rebuilding Your Credit: Seven Things To Know When Choosing A Credit Card

You probably don’t need me to tell you that it can be difficult to build or repair your credit…
Read more…


Savvy Spenders Just Say No To Money Traps And Sales Gimmicks

When it comes to your money, businesses offering services or goods are trying to get their hands on it…
Read more…


Turn Financial Mismanagement Around, Live Regret Free

For many folks, a mantra of “No regrets” is a way of proclaiming they’re living their life to the fullest…
Read more…


Have 30 Minutes? Here Are 7 Ways To Improve Your Finances

I’m sure we’re all familiar with the old saying “Time is money,” right? Assuming the cliché holds true…
Read more…


Freedom From Credit Card Debt Is Possible. Here’S How.

Are you having cold sweats? Are you experiencing bouts of anxiety? Do you find yourself up at night worried about your financial future…
Read more…

Have 30 Minutes? Here are 7 Ways to Improve Your Finances

I’m sure we’re all familiar with the old saying “Time is money,” right? Assuming the cliché holds true, it seems fitting we discuss effective ways to improve your finances – all in 30 minutes or less.
Read more…

Turn Financial Mismanagement Around, Live Regret Free

For many folks, a mantra of “No regrets” is a way of proclaiming they’re living their life to the fullest, free from worry, no matter the consequences.
Read more…

11 Simple Ways to Organize Your Finances

Whether you are married or single, taking control of the household finances can feel like a part-time job.
Read more…

How Do I Get Out Of Debt?

Debt can feel overwhelming, but you don’t have to be a slave to it.
Read more…

8 Great Ways to Save Money

If you are constantly on a shoestring budget and are always out of cash, take a good look at your spending and lifestyle habits.
Read more…

How To Handle Debt Collectors

Know your rights and stop the harassment now.
Read more…

How To Get More Than You Pay For

Learn how to have more, but spend less.
Read more…

The Basics of Retirement

How to have enough gold for your golden years.
Read more…

How To Avoid Financial Foibles

Follow these simple steps and be in better control of your bank account.
Read more…

Family Financial Planning

Money Doesn’t Grow On Trees, But You Can Still Cultivate A Fortune
Read more…

Free-Up 10% to 15% of Your Income

Would you be interested in freeing up 10% to 15% of your current income?
Read more…

Free Credit Reports Are On Their Way

How to get yours.
Read more…

Grocery Shopping as a Tactical Excursion

How to save big dollars on little items.
Read more…

9 Money Saving Idea’s For Dining Out

You don’t have to splurge to eat out.
Read more…

Say “Bah, Humbug!” To Holiday Debt

Avoid the “Holiday Hangover”
Read more…

How To Become Debt Free In 1/2 The Time (Or Less)

With consumer debt at an all time high it’s time we take control of our finances and get out of the “debt trap”.
Read more…

How to Make Credit Cards Work for You

“You Have Been Pre-Approved…”
Read more…

How To Retire a Millionaire

9 Habits of the Wealthy
Read more…

Live Simply, Be Wealthy

Who is wealthier: The man who drives a fast car, eats at expensive restaurants…
Read more…

Newlywed Finances

We Can’t All Be as Rich as Nick and Jessica
Read more…

Pay It Forward

Paying Yourself Back . . . In The Future
Read more…

Send your child to college on pennies a day

Your grandmother used to say: “A penny saved is a penny earned,”…
Read more…

Teaching Children the Importance of Money

Children seem to be born with an insatiable desire to spend.
Read more…

Variable Expense Funds

How to Avoid Surprise Bills
Read more…

What Does My Credit Score Mean?

Do you know what your credit score means? Really, do you?
Read more…

Which Credit Card Fits Your Wallet?

Many of us are bombarded on a daily basis with low-rate and no-rate credit card offers.
Read more…

10 Secrets To Frugal Family Fun

Some creative ideas for family fun that won’t break the bank.
Read more…

Your Credit Card Payment Is Rising

Did you know your minimum credit card payment is about to double?
Read more…

Credit Counseling Services Checklist

Some idea’s to help you choose a reputable credit counseling service.
Read more…

The $10,000 Credit Card Challenge

Read this real-world scenario of how one person erased $10,000 of credit card debt within a few years.
Read more…

Three Steps to Starting Your New Business With a Clean Credit Score

For many, starting their own business is a dream. Before fulfilling your dream, get your personal finances in order.
Read more…

Top Twelve Tax Tips for Small Businesses

Tax time is spinning ever closer, but you still have plenty of time to get your small business taxes in order.
Read more…

Click "More" for important American Credit Foundation client transition information

X