American Credit Union Staff, Author at American Credit Foundation

Credit Freezing and Credit Monitoring, Two Types of Protection You Need to Know About

In this day and age, we’re all vulnerable to internet hackers finding a way to access our private, personal information. We’ve all heard the various media reports of big-name companies and even governmental entities’ computer systems being breached, and when it comes to personal finances,...

Money Rediscovered: Fun Facts, Historical Tidbits and Weird Things About Your Cash

Fun Facts and weird things about your cash. Let’s face it, thinking about money, or in particular the lack thereof, can be a source of stress for many folks, especially around the holidays. But as it happens, there’s much more to money than its ability to...

Seven Smartphone Apps for Smarter Saving, Spending, and Budgeting

Your smartphone can do a lot of amazing things: With the touch of a few buttons, you can create the ultimate workout playlist, talk and text with friends and family across the country (or the world), play games, take photos, and binge-watch the latest episodes...

Here’s How to Spot Money-Saving Gimmicks Like a Pro

When strolling your favorite clothing store, perusing the lunch menu at your regular haunt or scanning the sale items during your weekly grocery shopping trip, you may notice screaming advertisements promising massive savings and super specials all aimed at saving you money. As in so many...

How to Feel Better About Your Finances and Make Better Choices

When your finances are in a slump, your mood can act as a mirror, leaving you feeling down about your prospects of fun - and often costly - weekend plans and even anxious about future financial obligations. Obviously this is a problem, not only because you may...

Turn Financial Mismanagement Around, Live Regret Free

For many folks, a mantra of "No regrets" is a way of proclaiming they’re living their life to the fullest, free from worry, no matter the consequences. While this might be an effective way to navigate some aspects of life, it’s not necessarily the best...

Sidestep Hidden Credit Card Fees with These Tips

As much as Americans love to use credit cards – we have nearly $1 trillion in credit card debt to prove it – you’d think more of us would be well versed in the myriad of fees that often pop up on our monthly statements....

What to Do When You’ve Blown Your Budget

Even when you’ve got a carefully planned budget in place, life happens. All it takes is one unexpected expense – say, a home or car repair; a random impulse purchase; emergency dental work; you name it – to knock your finances off course. Blowing your...

A Low Credit Score Could Mean Higher Bills

The more you learn about your finances, the more you'll discover many aspects of them are intertwined, and they have a great deal of effect on each other in both good and bad ways. Knowing that, it's important to take into account your entire financial...

A Guide to Storing Important Documents

A guide to storing important documents: In some ways, the story of our life is told on paper. Birth, marriage, purchases, travels, finances, insurance policies, and legal issues can all be found on official, often government-issued documents that we must collect, store and keep within...

Author: American Credit Union Staff