About Us

American Credit Foundation, is an IRS 501 (c)(3) non-profit consumer credit counseling organization.

The staff at American Credit Foundation has been helping people achieve their financial goals since 1994. We were founded with the objective of meeting a long-standing need for a debt management program designed for people who were frustrated with their debt situation and looking for a simple way to get out of debt quickly, as well as lower their monthly payments without having to qualify for a consolidation loan.

American Credit Foundation is a Utah based non-profit organization. As a third-party administrator, the Foundation disburses funds, held in our trust account at an FDIC insured institution, to financial institutions nationwide. The Foundation is fully bonded and insured.

American Credit Foundation is a registered and certified ISO 9001:2000 Organization. We are independently audited and certified annually to this internationally recognized Quality Management System through BSI Management Systems. Our Credit Counselors are independently certified by the National Institute For Financial Counseling Education. American Credit Foundation is a member of both the UTAH Better Business Bureau as well as the BBBOnLine Reliability Program.

Scott Peterson co-founded American Credit Foundation, Inc., in 1999 and is a Senior Certified Credit Counselor (NIFCE). As president of American Credit Foundation, Scott oversees the counseling of families, individuals, employer groups and religious groups. His expertise in financial matters also provided the framework for the development of several financial seminars as well as a number of courses and publications to assist those in need of financial education.

The corporate office is located in Midvale, Utah, a suburb of Salt Lake City. Our courteous, experienced staff members are devoted to assisting clients to resolve their financial difficulties by giving them the necessary guidance and support for their successful completion of the debt management program.