American Credit Union Staff, Author at American Credit Foundation

What You Need To Know When a Debt Collector Comes Calling

What you need to know when a debt collector comes calling: If you have credits cards, chances are you may run into some debt at some point. And if you run up considerable debt, an official debt collector may contact you. Do not be afraid....

How To Get More Than You Pay For

Do you always wish you could have more but spend less? Well, you may not be able to get that sports car for a steal, but there are ways to make your dollars go further and perhaps get some items you wouldn’t otherwise be able...

The Basics of Retirement

We're all concerned about how to save money for the future. Whether you're a Baby Boomer who's been hit hard by the bear market or a young adult looking to retire in 35 years, there are simple ways to start organizing your ideal retirement plan. “Plan”...

How To Avoid Financial Foibles

How to avoid financial foibles: Even if you think you are a careful spender, you could be making basic financial mistakes that are common to almost all of us. To steer clear of these mistakes, follow these simple steps and be in better control of...

Family Financial Planning

Have you ever figured out how much money you will make in your lifetime? Looking at the total numbers can be both exciting and sobering. If you are 25 and make $40,000 a year, by the time you are 65, you could have earned over...

Free-Up 10% to 15% of Your Income

Would you be interested in freeing up 10% to 15% of your current income? Just imagine what you could do with this money. You could pay down your debts, increase your savings, or work toward that next important purchase that you have in mind. Wouldn’t...

Free Credit Reports

There's a new act in town! It's called the Fair and Accurate Credit Transactions Act. This act, among other things, stipulates that each American consumer is entitled to a yearly review of their credit report, one provided by each of the three main credit bureaus:...

Grocery Shopping as a Tactical Excursion

We all have to eat, and as they say, there’s no such thing as a free lunch. A large portion of our budget has to go towards food. But you don’t have to spend as much as you think. At the end of a long day...

9 Money Saving Idea’s For Dining Out

Going out to dinner is a fun, relaxing, even exciting experience. It's a shame that it can be such a hardship on your pocketbook. But you can still enjoy all the perks and treats of being waited on at a nice restaurant while still being...

Say “Bah, Humbug!” To Holiday Debt

Holiday Debt? Ah, the holiday season! Turkey and dressing, pumpkin pie, office parties, jingle bells, and lots and lots of eggnog make the season a delight. But all fun and reindeer games aside, you have to be careful to make sure you don't wind up...

Author: American Credit Union Staff