Self-Help Articles

Bringing up Family Finances

It’s time for “the talk.” Yes, it’s time to get past your feelings of awkwardness and fears of uncomfortable silence, and sit your family down for a frank discussion… of your finances. Granted, money conversations with your family might not be fun, but they sure beat money worries that can arise by skipping the talk. […]

Bringing up Family Finances Read Post »

The Pros and Cons of Using a Personal Loan to Pay Off Credit Cards

Are there pros and cons of using a personal loan to pay off credit cards? Credit card debt can feel overwhelming, especially when you’ve got a card with a large balance (or multiple cards with large balances). And as credit card lenders charge high interest, it’s easy to feel like you’re fighting a losing battle

The Pros and Cons of Using a Personal Loan to Pay Off Credit Cards Read Post »

Four Reasons You Might Overspend – and What You Can Do to Change

Do you find it impossible to stick to a budget? Does it seem like you’re always broke or that you’re living paycheck-to-paycheck? Are your credit cards almost maxed out? Do you find yourself buying things you don’t need or making purchases that you know you can’t afford? If you answered “yes” to any of the

Four Reasons You Might Overspend – and What You Can Do to Change Read Post »

A Guide to Financially Irresponsible Family Members

It can be awkward to mix family and money issues, whether it’s loaning money to a struggling relative or dealing with competitive or irresponsible spending. Feeling frustrated by family-related financial kerfuffles? We created this helpful guide for dealing with financially irresponsible family members who seem chronically unable to get their financial act together – without

A Guide to Financially Irresponsible Family Members Read Post »

What are Your Most Pressing Money Matters? Take This Quiz to Find Out

When you see your doctors during checkups, they normally ask a series of general questions that help them make assessments about your physical health and mental well-being. It’s important information to have and analyze to get a total and complete picture of your health. The same goes for your financial health. Questions about how you

What are Your Most Pressing Money Matters? Take This Quiz to Find Out Read Post »

Less is More: Low-Limit Credit Cards Can Help You Build or Rebuild Credit

Diving into the world of credit cards can be daunting for those new to the game, such as young people trying to establish a solid credit history or older folks who’ve shied away from using plastic to pay for everyday purchases. You might wonder how much credit you actually need, how disciplined you’ll be in

Less is More: Low-Limit Credit Cards Can Help You Build or Rebuild Credit Read Post »

10 Credit Freeze FAQs

Concerned about a recent data breach? Worried about identity theft? Looking for a little extra peace of mind? A credit freeze might be exactly what you’re looking for. This free (that’s right, free!) service makes it harder for scammers to ruin your good name – and your good credit. Of course, a credit freeze isn’t

10 Credit Freeze FAQs Read Post »

Debt Management Plans: What to Know Before You Sign Up

Feeling overwhelmed by credit card debt? Having trouble making your monthly payments? A debt management plan offers a realistic way to pay down your debt and get your finances back on track. Debt management plans are offered by nonprofit credit counseling organizations, and they typically work like this: Your credit counselor negotiates with your lenders

Debt Management Plans: What to Know Before You Sign Up Read Post »

Scroll to Top