Self-Help Articles Archives - Page 4 of 12 - American Credit Foundation

Self-Help Articles

A Guide to Financially Irresponsible Family Members

It can be awkward to mix family and money issues, whether it's loaning money to a struggling relative or dealing with competitive or irresponsible spending. Feeling frustrated by family-related financial kerfuffles? We created this helpful guide for dealing with family members who seem chronically unable...

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Your Credit Card Is a Budgeting Tool

Budgets are great… for some people. Creating a spending plan by looking at all bills and regular payments can give you a complete picture of your spending and saving habits. And sticking to that plan can really help you keep your finances in check. But let's...

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Debt Default: What Is it? How Can You Prevent it?

Your car note fell behind the refrigerator. You got busy with work and didn't remember to schedule your online student loan payment. You were down with the flu for a week and totally forgot to pay your credit card bill. We get it. These things happen....

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How to Rebound from Missed Credit Card Payments

For whatever reason, you've missed your credit card payment… for the past four months. At first, maybe you just forgot to send in your monthly payment. Then you misplaced your next statement. You couldn't afford the minimum amount on your third bill. And by month...

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10 Quick Tips for Shaping Up Financially

It’s March, and you’ve already given up on your New Year’s resolution to get in shape. Well, maybe you’ve sidestepped your goal of losing five pounds or making it to the gym three days a week or biking to work instead of driving… But that...

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Are You Financially Stable? Let’s Check!

The Federal Reserve is the central bank of the United States. Those folks know a little something about financial stability. They talk about it in terms of an economic system that can absorb all the ups and downs in nation’s economy at any moment: “It...

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