Self-Help Articles

Free Credit Reports

There's a new act in town! It's called the Fair and Accurate Credit Transactions Act. This act, among other things, stipulates that each American consumer is entitled to a yearly review of their credit report, one provided by each of the three main credit bureaus:...

Grocery Shopping as a Tactical Excursion

We all have to eat, and as they say, there’s no such thing as a free lunch. A large portion of our budget has to go towards food. But you don’t have to spend as much as you think. At the end of a long day...

9 Money Saving Idea’s For Dining Out

Going out to dinner is a fun, relaxing, even exciting experience. It's a shame that it can be such a hardship on your pocketbook. But you can still enjoy all the perks and treats of being waited on at a nice restaurant while still being...

Say “Bah, Humbug!” To Holiday Debt

Ah, the holiday season! Turkey and dressing, pumpkin pie, office parties, jingle bells, and lots and lots of eggnog make the season a delight. But all fun and reindeer games aside, you have to be careful to make sure you don't wind up as poor...

How To Become Debt Free In 1/2 The Time (Or Less)

With consumer debt at an all time high it's time we take control of our finances and get out of the "debt trap". Do you realize that if you owe $2,000 on a credit card with a 21% interest rate, and you only make the...

How to Make Credit Cards Work for You

The familiar first words of the credit card offer. If you’re over 18, chances are you’ve had your share of the nearly 3 billion pieces of direct mail sent out each year to possible credit card customers. Credit card companies want you, and they want...

How To Retire a Millionaire – 9 Habits of the Wealthy

Do you want to live like the young, rich, flashy millionaires who live fast and die young? Or do you want to build a stable fortune? Sure the life of fast cars and expensive toys is fun, but does it last? Only until the next...

Live Simply, Be Wealthy

Who is wealthier: The man who drives a fast car, eats at expensive restaurants, has all the latest gadgets, and lives paycheck-to-paycheck? Or the man who drives an older model, reserves dining out for special occasions, doesn’t bother with expensive toys, and has enough money...

Newlywed Finances

Ah, being a newlywed. Life is beautiful, your loved one is beautiful, and everything is peaches and cream. Well, in your mind and heart it may be, but the honeymoon has to end sometime. Two hearts are now joined as one, and so are your...

Pay It Forward

Remember when you were a kid and you had a piggy bank? You would drop pennies and nickels into it just to hear that pleasing “plink” sound. You didn’t spend that money on candy or tickets to the movies, and eventually, all those pennies and...