Self-Help Articles

Savvy Spenders Just Say No to Money Traps and Sales Gimmicks

When it comes to your money, businesses offering services or goods are trying to get their hands on it, and they'll resort to pretty ingenious marketing methods to make it happen. And the truth is, they're not just trying to sell you what you need,...

Turn Financial Mismanagement Around, Live Regret Free

For many folks, a mantra of "No regrets" is a way of proclaiming they’re living their life to the fullest, free from worry, no matter the consequences. While this might be an effective way to navigate some aspects of life, it’s not necessarily the best...

Freedom from Credit Card Debt is Possible. Here’s How.

Are you having cold sweats? Are you experiencing bouts of anxiety? Do you find yourself up at night worried about your financial future or even how to pay your ever-mounting bills on time? If you’re experiencing any of these troubling symptoms, you might be suffering...

Have 30 Minutes? Here are 7 Ways to Improve Your Finances

I’m sure we’re all familiar with the old saying “Time is money,” right? Assuming the cliché holds true (and I’d wager it does in several circumstances at least), it seems fitting we discuss effective ways to improve your finances – all in 30 minutes or...

11 Simple Ways to Organize Your Finances

Whether you are married or single, taking control of the household finances can feel like a part-time job. Some simple tips can help you streamline your time, organize your finances, and reduce the stress of household money matters. 1. Keep Your Bills in One Place When the...

How Do I Get Out Of Debt?

It's a question we've all asked ourselves; anyone who's ever owned a credit card, taken out a student loan, financed a car, or paid a mortgage has accumulated debt. Debt can feel overwhelming, but you don't have to be a slave to it. You just...

Eight Great Ways to Save Money

If you are constantly on a shoestring budget and are always out of cash, take a good look at your spending and lifestyle habits. You will find that by making a few minor changes, you can both fatten your wallet and have a savings account...

What You Need To Know When a Debt Collector Comes Calling

If you have credits cards, chances are you may run into some debt at some point. And if you run up considerable debt, an official debt collector may contact you. Do not be afraid. Debt collectors are not evil, and there are rules that they...

How To Get More Than You Pay For

Do you always wish you could have more but spend less? Well, you may not be able to get that sports car for a steal, but there are ways to make your dollars go further and perhaps get some items you wouldn’t otherwise be able...

The Basics of Retirement

We're all concerned about how to save money for the future. Whether you're a Baby Boomer who's been hit hard by the bear market or a young adult looking to retire in 35 years, there are simple ways to start organizing your ideal retirement plan. “Plan”...