Self-Help Articles

What are Your Most Pressing Money Matters? Take This Quiz to Find Out

When you see your doctors during checkups, they normally ask a series of general questions that help them make assessments about your physical health and mental well-being. It’s important information to have and analyze to get a total and complete picture of your health. The same goes for your financial health. Questions about how you […]

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Less is More: Low-Limit Credit Cards Can Help You Build or Rebuild Credit

Diving into the world of credit cards can be daunting for those new to the game, such as young people trying to establish a solid credit history or older folks who’ve shied away from using plastic to pay for everyday purchases. You might wonder how much credit you actually need, how disciplined you’ll be in

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10 Credit Freeze FAQs

Concerned about a recent data breach? Worried about identity theft? Looking for a little extra peace of mind? A credit freeze might be exactly what you’re looking for. This free (that’s right, free!) service makes it harder for scammers to ruin your good name – and your good credit. Of course, a credit freeze isn’t

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Debt Management Plans: What to Know Before You Sign Up

Feeling overwhelmed by credit card debt? Having trouble making your monthly payments? A debt management plan offers a realistic way to pay down your debt and get your finances back on track. Debt management plans are offered by nonprofit credit counseling organizations, and they typically work like this: Your credit counselor negotiates with your lenders

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How To Save $300 A Month

How to save $300 a month refers to a purposeful, step-by-step strategy combining spending reduction, financial automation, and creative income or savings tactics to consistently set aside $300 each month toward personal financial goals. It’s not always easy to save money – especially if you’re trying to pay down credit card debt, live on a

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Eight Money Tips for Couples

From squabbles over spending to disagreements over budgeting, financial woes can be a source of serious strife for couples. In fact, in one recent study, 35 percent of couples reported that they argue about money more than anything else. Want to cut down on money-related arguments with your spouse or significant other? It’s time to

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Help Your Significant Other Rebuild Their Credit — While Keeping Yours Intact

Money is one of the top issues that can cause friction in a relationship: Conflicts over spending, saving, and goal-setting can be major stumbling blocks to a happy, healthy romance. And things can get even hairier when your credit scores are wildly different: When one partner has bad credit (or no credit at all), it

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What To Buy With A Credit Card To Build Credit

“What to buy with a credit card to build credit” refers to strategically charging your typical everyday, budgeted expenses to your credit card—such as groceries, gas, utilities, rent, or planned miscellaneous purchases—and consistently paying them off in full each month to establish a positive payment history, low utilization rate, and overall credit-building momentum. You might

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Debt Avalanche Method Defined and How it Can Work For You

The Debt Avalanche Method is a debt repayment strategy that minimizes interest accumulation by systematically targeting debts with the highest interest rates first. After listing all debts by interest rate—from highest to lowest—you continue making minimum payments on all accounts while directing any extra funds toward the top-rate debt. Once that debt is paid off,

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Don’t Let Obstacles Stand In Your Way of Crafting Your Perfect Budget

When it comes to putting your finances in place, creating and sticking to a budget is pretty basic advice, and for good reason. A budget can help you track and manage your spending, create an emergency fund, swiftly pay off debt or reach your savings goals all while making sure your regular, monthly expenses are

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Credit Freezing and Credit Monitoring, Two Types of Protection You Need to Know About

In this day and age, we’re all vulnerable to internet hackers finding a way to access our private, personal information. We’ve all heard the various media reports of big-name companies and even governmental entities’ computer systems being breached, and when it comes to personal finances, Equifax, a consumer credit reporting agency, is one of the

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Money Rediscovered: Fun Facts, Historical Tidbits and Weird Things About Your Cash

Fun Facts and weird things about your cash. Let’s face it, thinking about money, or in particular the lack thereof, can be a source of stress for many folks, especially around the holidays. But as it happens, there’s much more to money than its ability to invoke panic as it pertains to your finances. In

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